These Terms of Use govern your access to and use of the Smartly Spent website. By visiting or using our site, you agree to comply with these terms and conditions.

Website Use

  • Access: You are granted a non-exclusive, non-transferable license to use the website for personal, non-commercial purposes. You may not modify, copy, distribute, transmit, or create derivative works based on the content available on Smartly Spent without prior written permission.
  • Content Accuracy: While we strive to provide accurate, up-to-date information, we cannot guarantee the accuracy or completeness of the content. Any financial advice or tips provided on the site are for informational purposes only and should not be considered professional advice.
  • User Conduct: You agree not to use our website for any unlawful purpose or to engage in any conduct that could damage, disable, or impair the website’s functionality. This includes, but is not limited to, spamming, hacking, or distributing harmful content.

Intellectual Property

  • Copyright: All content, including articles, images, and graphics, found on Smartly Spent is protected by copyright law. You may not reproduce, distribute, or display our content without prior permission, except as provided for under fair use.
  • Trademarks: The Smartly Spent logo and name are trademarks of the website and may not be used without our permission.

Disclaimers and Limitation of Liability

  • Financial Advice: The content on Smartly Spent is for informational purposes only and does not constitute financial advice. We recommend consulting with a professional advisor before making any financial decisions based on our content.
  • No Warranty: While we strive to ensure the functionality of our website, we do not warrant that the site will be free of errors, interruptions, or defects. We are not responsible for any damages arising from the use of the site.
  • Limitation of Liability: In no event will Smartly Spent, its affiliates, or partners be liable for any indirect, incidental, or consequential damages resulting from your use of the website.

Third-Party Links

Our website may contain links to third-party sites that are not controlled or maintained by Smartly Spent. We are not responsible for the content, privacy practices, or terms of use of these external websites.

Modifications to Terms

Smartly Spent reserves the right to modify or update these Terms of Use at any time. Changes will be posted on this page, and the updated version will be effective as of the date of posting.

Contact Us

If you have any questions about these Terms of Use or wish to contact us, please reach out via the contact information provided on our website.